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Currently (after fix of IZ 84000) the default breakpoint type (when a C/C++/ Fortran file is being edited) is FunctionBreakpointType. It would be nice to make both FBT and LineBreakpointType smarter such that FBT was the default iff the mouse was inside a function and LBT anyother time (both cases assume the current file is either C, C++, or Fortran).
willnotfix.